New & Used Vehicle Loans

Shopping for a new vehicle?

With our Member Rewards and Pre-Approval programs your choice is as easy as 1-2-3!!

  • Qualify before you buy and let your money talk to the dealer with a pre-approved loan.*
  • Choose to receive up to a 1.00% reduction off your rate. Stop by and see if you qualify.*

    • * Some restrictions apply. Rates based on overall credit rating.

We also offer:

  • Minimum monthly payments: $50
  • No prepayment penalty
  • Joint life and disability payment protection insurance plans are available
  • Activity appears on your regular statement
  • Flexible methods of repayment include payroll deduction/direct deposit, automatic transfer from another SeaComm FCU account, through Enhanced SmartLine audio response or Access Digital

Cars, Trucks1, and Vans

  • For new vehicles, 100% financing is available, including taxes, warranties and options
  • For used vehicles, 100% financing is available for vehicles under 3 years old, including taxes, or up to 110% of the retail NADA value (whichever is less)
  • The maximum repayment is 7 years for fixed rate loans (Some restrictions may apply)

Do you answer “YES” to any of these questions?

  • Are you getting sticker shock while shopping for a new or used vehicle?
  • Are you “lowering your standards” to get the vehicle payment you want?
  • Is buying less than what you really want the solution?
  • Do you have a “dream vehicle” you think you can’t afford?
Driving Sense

STOP DREAMING....we have the solution for you!

The DrivingSense™ vehicle financing program will put you behind the wheel of that new or used car, van or light truck you want with a monthly payment you can afford. Like a lease, DrivingSense™ offers monthly payments that are considerably lower than conventional financing. But, unlike leasing, with DrivingSense™ financing, you own the vehicle without all the hassle or hidden costs associated with leasing! All current year and previous model cars, vans and light trucks (up to five years used) qualify.

For more information about DrivingSense™, call or visit any one of our convenient SeaComm locations today, or use the DrivingSense™ calculator below to see for yourself how low your vehicle loan payment will be......You’ll love it!

Discover the advantages of DrivingSense™ for yourself!

  • No first or last payment or money due at signing
  • Vehicle upgrade potential
  • Vehicle ownership flexibility
  • No capitalization fees
  • No application or acquisition fees
  • No early payoff penalty
  • Mileage options of 10,000, 12,000, 15,000 or 18,000 per year available
  • Option to sell, trade, finance or return vehicle at loan maturity

11 ton & under