Commitment to Consumer Privacy
We recognize and respect that members expect privacy and confidentiality in all dealings with our Credit Union, and we pledge that we will take the steps necessary to protect the privacy of information shared with the Credit Union.
Collection and Use of Consumer Information
Our Credit Union collects, uses and retains information about individual members when it is a necessary part of providing our products and services. We never use personally identifiable data without the member's permission.
Maintenance of Accurate Information
We have established procedures to ensure that a member's financial information is accurate, current and complete in accordance with reasonable commercial standards. Our staff also responds to requests to correct inaccurate information in a timely manner.
Limiting Employee Access to Information
We limit employee access to information to those with a business reason for knowing such information. We educate our employees on the importance of maintaining member confidentiality, and we enforce our privacy policies with appropriate disciplinary procedures.
We operate secure data networks protected by industry standard firewalls, encryption and password protection. The Credit Union enforces security procedures to protect confidential information from loss, misuse or alteration.
Restrictions on Use and Sharing of Personal Information
We will not reveal specific information about member accounts or other personally identifiable data to unaffiliated third parties for their independent use except as follows:
- when the information is required to complete a transaction initiated by the member;
- when the member requests it;
- when disclosure is required by law (e.g. subpoena, investigation of fraud, etc.); or
- when the member has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication, and the member is given the opportunity to decline or "opt out."
Business Relationships with Third Parties
We agree that we will not share information with third parties that do not adhere to similar privacy principles and practices for keeping such information confidential.
Children's Online Privacy
The law requires parental consent to collect or use information from a child under 13. If you are a child under 18 years of age, please show this to your parents, and do not use the online services of this institution without disclosure to parents and verifiable parental consent pursuant to the requirements of the Children's Online Privacy Protection Rule.
Our Online Privacy Practices
Keeping financial and personal information secure is one of our most important responsibilities. We value your trust and handle personal information with care, and SeaComm Federal Credit Union is committed to protecting the information of members and visitors who use our website.
As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you with information about other services.
SeaComm Federal Credit Union does not currently provide online forms or applications that would require you to enter and submit non-public personal information from our website.
Regular Internet e-mail is not secure. You should never provide any information that is sensitive or confidential using regular e-mail, and we ask that when sending e-mail correspondence to SeaComm Federal Credit Union, you do not include non-public personal information or account Information.
Linking to Other Sites
To provide you with greater access of information, we may provide links to non-SeaComm Federal Credit Union companies, such as mortgage or insurance companies. While SeaComm may have a business referral relationship with the company whose website may be accessed from ours, privacy and security policies of non-SeaComm Federal Credit Union websites may differ from those practiced by the credit union. We do not control any of these sites and are not responsible for the availability, content, privacy, or security of these sites. While we hope these organizations join us in respecting your privacy, and while we do attempt to monitor these sites to maintain our high standards, we offer these links only as a convenience to our members. If you choose to link to one of these sites, we strongly suggest that you review their privacy statement, especially prior to entering any non-public personal information. Please note that SeaComm Federal Credit Union does not represent either the third party or the member if the two enter into a transaction.
Disclosure of Privacy Principles