Homebuyer Dream Program®

Grants are available for first-time home buyers!

Through a partnership with the Federal Home Loan Bank of New York, SeaComm is pleased to be able to offer grants of up to $30,000 to first-time home buyers through the Homebuyer Dream Program®. These funds can be used towards the down payment for eligible first-time home buyers. Each program has different criteria to qualify.

Homebuyer Dream Program Options

The Homebuyer Dream Program® provides grant funds up to $30,000, that can be used towards the down payment for first-time homebuyers earning at or below 80% of the Area Median Income, and who are purchasing homes in our chartered areas in New York and Vermont.

The Homebuyer Dream Program Plus® provides grant funds up to $30,000, that can be used towards the down payment for first-time homebuyers earning greater than 80% but not exceeding 120% of the Area Median Income in our chartered areas in New York.

The Homebuyer Dream Program Wealth Builder® is designed to address the wealth gap by providing grants of up to $30,000 to individuals and families who have historically experienced challenges accessing credit or housing markets earning equal to or less than 120% of the Area Median Income. These funds can be used to purchase an eligible property type within our chartered areas in New York by a first-time homebuyer.

Please reach out to one of our Mortgage Loan Originators to find out whether you qualify.

Mortgage Loan Originators

Homeownership