Primary Share Account $100 & over .38%
Daily Money Account $2,500 & over .42%
Traditional/Roth IRA Share Account $5 & over .38%
Effective January 1, 2008, dividends will no longer be paid on checking accounts.

Share Certificates ($1,000 minimum)
· 5-year 1.88%
· 4-year 1.70%
· 3-year 1.52%
· 30 months 1.34%
· 2-year 1.08%
· 18 months 0.90%
· 1-year 0.84%

Share Certificates ($2,500 minimum)
· 6 months .77%
· 90 days .38%

IRA Certificates, Roth IRA Certificates ($1,000 minimum)
· 5-year 1.88%
· 4-year 1.70%
· 3-year 1.52%
· 30 months 1.34%
· 2-year 1.08%
· 18 months 0.90%
· 1-year 0.84%

For our Young Savers
· 6 months - 0.77%
· 12 months - 0.84%
· 18 months - 0.90%
· 24 months - 1.08%
· ($500 minimum)

The Weekly Money Market
· $100 - $2,499.99 - .38%
· $2,500 - $9,999.99 - .42%
· $10,000 - $24,999.99 - .45%
· $25,000 - $49,999.99 - .53%
· $50,000 and above - .68%

You may also be eligible for our Loyalty Rewards Program.  Call us today to learn how you could increase your certificate rate by up to .50%!


2013 - 2014
(New)

2011
and newer

2010

2009

Current and prior
year vehicles
72 month term

As low as
2.74% * APR

As low as
2.99% * APR

As low as
3.99% * APR

As low as
4.49% * APR

As low as
3.74% APR

Repayment Examples:

59 monthly payments of $17.86 and 1 payment of $17.54 p/$1,000 borrowed @ 2.74% APR,
59 monthly payments of $17.97 and 1 payment of $17.75 p/$1,000 borrowed @ 2.99% APR,
59 monthly payments of $18.42 and 1 payment of $17.97 p/$1,000 borrowed @ 3.99% APR,
59 monthly payments of $18.64 and 1 payment of $18.63 p/$1,000 borrowed @ 4.49% APR,
71 monthly payments of $15.53 and 1 payment of $15.52 p/$1,000 borrowed @ 3.74% APR

*Rate examples are based on a FICO score of 730 or higher, 60 month term with Member Rewards.  Lower rates may apply for terms less than 60 months.


60 month balloon payment with 180 month amortization
As low as 2.99% * APR

Repayment Examples:
59 monthly payments of $6.91 and 1 payment of $726.58 p/$1,000 borrowed @ 2.99% APR

*Rates based on 60 month term with Member Rewards discounts applied.


60 Month Term

As low as 9.00% APR

Repayment Examples:
59 monthly payments of $20.77 and 1 payment of $20.11 p/$1,000 borrowed @ 9.00% APR


60 Month Term

As low as 7.49% APR

Repayment Examples:
59 monthly payments of $20.04 and 1 payment of $19.69 p/$1,000 borrowed @ 7.49% APR

Share Secured Rates...................................3% Above Regular Share APY


Credit Cards
· SeaComm VISA ® Platinum Points - as low as 8.99%
· SeaComm VISA ® Platinum Cash Back - as low as 8.99%

Visa Card Disclosure

Home Loans, Mobile Home Loans,Home Equity Loans, Home Equity Lines of Credit
Please call for current rates and terms.


All rates are effective as of January 1st, 2013 and are subject to change. Early withdrawal penalties may be imposed on certificate accounts. Fees could reduce the earnings on an account. Loan rates and terms are determined by each member's overall credit history and are subject to change. Different rates may apply. For updated information, inquire at any SeaComm office or call 1-800-764-0566.

Regular Savings | Checking | Moola Moola | Daily Money Market | Weekly Money Market | Club Accounts | IRAs | Certificates | Business Checking | Contact Us

 

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