SeaComm


Current Rates (Quoted as Annual Percentage Yield)

Primary Share Account $100 & over .38%
Traditional/Roth IRA Share Account $5 & over .38%
Effective January 1, 2008, dividends will no longer be paid on checking accounts.

Share Certificates ($1,000 minimum)
· 5-year 1.88%
· 4-year 1.70%
· 3-year 1.52%
· 30 months 1.34%
· 2-year 1.08%
· 18 months 0.90%
· 1-year 0.84%

Share Certificates ($2,500 minimum)
6 months .77%
90 days .38%

IRA Certificates, Roth IRA Certificates ($1,000 minimum)
5-year 1.88%
4-year 1.70%
3-year 1.52%
30 months 1.34%
2-year 1.08%
18 months 0.90%
1-year 0.84%

For our Young Savers
· 6 months - 0.77%
· 12 months - 0.84%
· 18 months - 0.90%
· 24 months - 1.08%
· ($500 minimum)

Money Market Accounts
· $100 - $2,499.99 - .38%
· $2,500 - $9,999.99 - .42%
· $10,000 - $24,999.99 - .45%
· $25,000 - $49,999.99 - .53%
· $50,000 and above - .68%

You may also be eligible for our Loyalty Rewards Program. Call us today to learn how you could increase your certificate rate by up to .50%!

Loan Rates (Quotes as Annual Percentage Rate)

New & Used Vehicles

2015 - 2016
(New)

2012
and newer

2011

2010

2012 or newer year vehicles
72 month term

Current or prior
year (new) vehicles
84 month term

As low as
2.74%* APR1

As low as
2.99%** APR

As low as
3.99%** APR

As low as
4.49%** APR

3.24%** APR

As low as
3.24%** APR

Repayment Examples:

59 monthly payments of $17.86 and 1 payment of $17.54 p/$1,000 borrowed @ 2.74% APR,
59 monthly payments of $17.97 and 1 payment of $17.75 p/$1,000 borrowed @ 2.99% APR,
59 monthly payments of $18.42 and 1 payment of $17.97 p/$1,000 borrowed @ 3.99% APR,
59 monthly payments of $18.64 and 1 payment of $18.63 p/$1,000 borrowed @ 4.49% APR,
71 monthly payments of $15.31 and 1 payment of $14.79 p/$1,000 borrowed @ 3.24% APR,
84 monthly payments of $13.33 and 1 payment of $12.74 p/$1,000 borrowed @ 3.24% APR

1 -Annual Percentage Rate

*Rate examples are based on a FICO score of 730 or higher, 60 month term, having 10% down payment, with Member Rewards.  Lower rates may apply for terms less than 60 months. Does not include insurances.

**Rate examples are based on FICO score of 730 or higher, 60 month term with Member Rewards. Lower rates may apply for terms less than 60 months. Does not include insurances.


Recreational Vehicles

60 month balloon payment with 180 month amortization
As low as 2.99% * APR

Repayment Examples:
59 monthly payments of $6.91 and 1 payment of $726.58 p/$1,000 borrowed @ 2.99% APR

*Rates based on 60 month term with Member Rewards discounts applied.


Signature Loans

60 Month Term

As low as 9.00% APR

Repayment Examples:
59 monthly payments of $20.77 and 1 payment of $20.11 p/$1,000 borrowed @ 9.00% APR


Secure Rates

60 Month Term

As low as 7.49% APR

Repayment Examples:
59 monthly payments of $20.04 and 1 payment of $19.69 p/$1,000 borrowed @ 7.49% APR

Share Secured Rates...................................3% Above Regular Share APY


Credit Cards
SeaComm VISA Platinum Points - as low as 8.99%
· SeaComm VISA ® Platinum Cash Back - as low as 8.99%

Visa Card Disclosure

Home Loans, Mobile Home Loans,Home Equity Loans, Home Equity Lines of Credit
Please call for current rates and terms.


All rates are effective as of May 17, 2016 and are subject to change. Early withdrawal penalties may be imposed on certificate accounts. Fees could reduce the earnings on an account. Loan rates and terms are determined by each member's overall credit history and are subject to change. Different rates may apply. For updated information, inquire at any SeaComm office or call 1-800-764-0566.

Regular Savings | Checking | Moola Moola | Club Accounts | IRAs | Certificates | Business Checking | Contact Us

 

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Weiss Ratings

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