SeaComm


Checking

One of the best-kept secrets in the North Country, SeaComm does not charge you a monthly fee for checking with us. And you can write as many checks as you like, because there are no per item charges. Just $25 will open this account.

  • Check your balance and items cleared on NetTeller™ or with SmartLine audio response system
  • Sign up for convenient direct deposit
  • No monthly fees
  • No per item charges
  • No minimum balance requirement
  • Visa Check Card available to eligible members

OFFICIAL CONTEST RULES

The “Fight Fraud” Contest is sponsored by SeaComm Federal Credit Union (Sponsor). The contest begins June 30, 2016 and ends at 11:59 pm EST on August 31, 2016. The contest is governed by these official rules. Eligibility requirements and results of the contest are final in all respects. The contest is subject to federal, state and local laws and regulations and is void where prohibited by law.

ELIGIBILITY

The contest is open to SeaComm members who are eighteen (18) years of age or older, as of June 30, 2016 and who are physically located and legally reside in the United States. Entrants must be in good standings with SeaComm. SeaComm Federal Credit Union employees and credit union volunteers, members of their immediate families or those residing in their households are not eligible to win.

HOW TO ENTER

NO PURCHASE, CREDIT CARD OR OBLIGATION NECESSARY TO ENTER OR WIN THE 2016 FIGHT FRAUD CONTEST. There are three (3) ways to enter this contest: 1) Update your contact information with SeaComm using your NetTeller™ account. 2) Update your contact information with SeaComm by stopping by any branch location. 3) U.S. Mail: You may play the contest via U.S. Mail by hand-printing your name, address, city, state, ZIP code, cell phone number (including area code), daytime and evening telephone numbers (including area code), current email address, and signature on a 3" x 5" card, and mail, in a #10 envelope with postage affixed, to: Fight Fraud Contest, Card Services Department, 30 Stearns Street, Massena, NY 13662. Entrant MUST include member signature, or entry will be void. Mail-in entries must be postmarked and received no sooner than 6/30/16 and no later than 8/31/16 in order to be eligible. You may only enter into the contest one time. Entries that are mechanically reproduced, copied, illegible, incomplete, postage-due or inaccurate and entries by any means which subvert the entry process are void. Mailers become the property of the Sponsor and will not be acknowledged or returned. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsor’s sole discretion. Proof of mailing does not constitute proof of delivery. The prize winner may be required to return an Affidavit of Eligibility, Release and Prize Acceptance Form and IRS W-9 form. If a potential winner fails to comply with these official rules, that potential winner will be disqualified.

WINNER SELECTION

All eligible entries received during the Submission Period will be collected by the Sponsor. All eligible entries submitted will be placed into a random draw at the end of the Contest Period. The person with the randomly selected eligible entry will be declared the winner. The winner will be contacted on or about September 1, 2016. Each entrant is responsible for monitoring his/her phone calls and email account for prize notification and receipt or other communications related to this Contest. If a potential prize winner cannot be reached by Administrator (or Sponsor) within ten (10) calendar days using the contact information provided at the time of entry, or if the prize is returned as undeliverable, that potential prize winner shall forfeit the prize. On the occasion that the prize is forfeited, a second person will be randomly selected from the eligible entries collected during the contest period and will be granted the prize.

PRIZE

Grand Prize: One (1) $100 SeaComm Visa® Gift Card. Terms and conditions may apply. ALL FEDERAL, STATE AND LOCAL TAXES ASSOCIATED WITH THE RECEIPT OR USE OF ANY PRIZE IS SOLELY THE RESPONSIBILITY OF THE WINNER. Incidental expenses and all other costs and expenses which are not specifically listed as part of a prize in these Official Rules and which may be associated with the award, acceptance, receipt and use of all or any portion of the awarded prize are solely the responsibility of the respective prize winner.

ADDITIONAL LIMITATIONS

Prize is non-transferable. Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives are not responsible for any typographical or other errors in the offer or administration of the contest, including, but not limited to, errors in any printing or posting or these Official Rules, the selection and announcement of any winner, or the distribution of any prize. Any attempt to damage the content or operation of this contest is unlawful and subject to possible legal action by Sponsor. Sponsor reserves the right to terminate, suspend or amend the contest, without notice, and for any reason, including, without limitation, if Sponsor determines that the contest cannot be conducted as planned or should a virus, bug, tampering or unauthorized intervention, technical failure or other cause beyond Sponsor’s control corrupt the administration, security, fairness, integrity or proper play of the contest. In the event any tampering or unauthorized intervention may have occurred, Sponsor reserves the right to void suspect entries at issue. Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives, and any telephone network or service providers, are not responsible for incorrect or inaccurate transcription of entry information, or for any human error, technical malfunction, lost or delayed information or data transmission, omission, interruption, deletion, line failure or malfunction of any telephone network, computer equipment or software, the inability to access any website or online service or any other error, human or otherwise.

INDEMNIFICATION AND LIMITATION OF LIABILITY

BY ENTERING THE CONTEST, EACH ENTRANT AGREES TO INDEMNIFY, RELEASE AND HOLD HARMLESS SPONSOR AND ITS PARENT, AFFILIATE AND SUBSIDIARY COMPANIES, THE FACEBOOK PLATFORM, ADMINISTRATOR, ADVERTISING AND PROMOTIONAL AGENCIES, AND ALL THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS FROM ANY LIABILITY, DAMAGES, LOSSES OR INJURY RESULTING IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, FROM THAT ENTRANT’S PARTICIPATION IN THE CONTEST AND THE ACCEPTANCE, USE OR MISUSE OF ANY PRIZE THAT MAY BE WON. SPONSOR AND ITS PARENT, AFFILIATE AND SUBSIDIARY COMPANIES DO NOT MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, AS TO THE CONDITION, FITNESS OR MERCHANTABILITY OF THE PRIZE. SPONSOR AND ITS PARENTS, SUBSIDIARIES, AFFILIATES, ADVERTISING AND PROMOTIONAL AGENCIES, AND ALL THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS DISCLAIM ANY LIABILITY FOR DAMAGE TO ANY COMPUTER SYSTEM RESULTING FROM ACCESS TO OR THE DOWNLOAD OF INFORMATION OR MATERIALS CONNECTED WITH THE SWEEPSTAKES.

PUBLICITY

By participating, each entrant grants Sponsor permission to use his/her name, likeness or comments for publicity purposes without payment of additional consideration, except where prohibited by law.

CONTEST SPONSORS

This Sweepstakes is sponsored by:

SeaComm Federal Credit Union
30 Stearns Street
Massena, NY 13662

Any questions regarding this Contest should be directed to cardservices@seacomm.org.

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The SeaComm Visa® Debit Card - Your Passport To Your Account

Your SeaComm Visa® Debit Card enables you to withdraw funds, make point-of-sale purchases, buy from a catalog or shop online anywhere Visa is accepted. Unlike a traditional credit card, you enjoy the benefits of Visa without the finance charges, monthly payments or annual fee
  • Convenient!! It's quicker to pull out a plastic card at the point-of-sale than to write a check and using plastic eliminates the need to even carry cash.
  • Secure!! Security features built into debit cards help merchants verify that the actual cardholder is the one using the card. Debit also eliminates the need to show identification or give out personal information at the checkout counter.
  • Zero Liability!! With signature-based Visa transactions, you have zero liability for unauthorized use of your card. If your card is lost or stolen, simply report it promptly and close the debit card.*
  • Cash Back!! If you use your PIN for a debit card transaction rather than signing a receipt, you can request cash back at many locations. You'll have cash in hand without a trip to the credit union, or even to an ATM.
  • Wide Acceptance!! Debit cards are accepted at locations worldwide, while many merchants are reluctant to accept nonlocal checks.

Be sure to monitor your monthly statements, and, if you use NetTeller™ for online access to your account, check it frequently. If there's unauthorized use, you'll know right away and can take steps to close the account.

ScoreMore Rewards from ScoreCard

*Please note that if your account is not in good standing, or if you are negligent about reporting unauthorized use of your card, your card issuer has the right under federal law to increase your liability for unauthorized use. Check the account agreement your card issuer provided for specifics.

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