OFFICIAL SWEEPSTAKES RULES

The Christmas-On-Us! Sweepstakes is sponsored by SeaComm Federal Credit Union (Sponsor). The sweepstake begins 11/10/14 and ends at 11:59 pm EST on 12/31/14. The sweepstakes is governed by these official rules. Eligibility requirements and results of the sweepstakes are final in all respects. The sweepstakes is subject to federal, state and local laws and regulations and is void where prohibited by law.

ELIGIBILITY

The sweepstakes is open to legal residents of the United States who are eighteen (18) years of age or older, as of November 10, 2014 and who are physically located and reside in the United States. SeaComm Federal Credit Union employees and credit union volunteers, members of their immediate families or those residing in their households are not eligible to win.

HOW TO ENTER

NO PURCHASE, CREDIT CARD OR OBLIGATION NECESSARY TO ENTER OR WIN THE 2014 CHRISTMAS-ON-US! SWEEPSTAKES. There are two (2) ways to enter this Sweepstakes: 1) Automatic entries in the sweepstakes are obtained by using your SeaComm VISAģ credit card for purchases between November 10, 2014 and December 31, 2014. Each swipe of your SeaComm VISAģ credit card will allot you one entry into the sweepstakes drawing. Purchases made during the above mentioned promotion dates will receive double ScoreCard points, but one entry into the drawing. 2) U.S. Mail: You may enter the Sweepstakes without a SeaComm VISAģ card or purchase via U.S. Mail by hand-printing your name, address, city, state, ZIP code, and daytime and evening telephone numbers (including area code) on a 3" x 5" card, and mail, in a #10 envelope with postage affixed, to: Christmas-On-Us Sweepstakes, 79 Main Street, Massena, NY 13662. Mail-in entries must be postmarked and received no sooner than 11/10/14 and no later than 12/31/14 in order to be eligible. Enter as often as you wish; however, each mail-in entry must be mailed in a separate postmarked-and-stamped envelope. Entries that are mechanically reproduced, copied, illegible, incomplete, postage-due or inaccurate and entries by any means which subvert the entry process are void. Entries become the property of the Sponsor and will not be acknowledged or returned. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsorís sole discretion. Proof of mailing does not constitute proof of delivery. The winner will be randomly selected and contacted using account contact information provided. If the potential prize winner cannot be reached by SeaComm within fifteen calendar (15) days, that potential prize winner shall forfeit the prize. The prize winner may be required to return an Affidavit of Eligibility, Release and Prize Acceptance Form and IRS W-9 form. If a potential winner fails to comply with these official rules, that potential winner will be disqualified.

PRIZE

Grand Prize: A minimum of $500 and up to $5,000 will be used to pay on a winning memberís SeaComm Visa credit card balance. Terms and conditions may apply. ALL FEDERAL, STATE AND LOCAL TAXES ASSOCIATED WITH THE RECEIPT OR USE OF ANY PRIZE IS SOLELY THE RESPONSIBILITY OF THE WINNER. Incidental expenses and all other costs and expenses which are not specifically listed as part of a prize in these Official Rules and which may be associated with the award, acceptance, receipt and use of all or any portion of the awarded prize are solely the responsibility of the respective prize winner.

ADDITIONAL LIMITATIONS

Prize is non-transferable. Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives are not responsible for any typographical or other errors in the offer or administration of the Sweepstakes, including, but not limited to, errors in any printing or posting or these Official Rules, the selection and announcement of any winner, or the distribution of any prize. Any attempt to damage the content or operation of this Sweepstakes is unlawful and subject to possible legal action by Sponsor. Sponsor reserves the right to terminate, suspend or amend the Sweepstakes, without notice, and for any reason, including, without limitation, if Sponsor determines that the Sweepstakes cannot be conducted as planned or should a virus, bug, tampering or unauthorized intervention, technical failure or other cause beyond Sponsorís control corrupt the administration, security, fairness, integrity or proper play of the Sweepstakes. In the event any tampering or unauthorized intervention may have occurred, Sponsor reserves the right to void suspect entries at issue. Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives, and any telephone network or service providers, are not responsible for incorrect or inaccurate transcription of entry information, or for any human error, technical malfunction, lost or delayed information or data transmission, omission, interruption, deletion, line failure or malfunction of any telephone network, computer equipment or software, the inability to access any website or online service or any other error, human or otherwise.

INDEMNIFICATION AND LIMITATION OF LIABILITY

BY ENTERING THE SWEEPSTAKES, EACH ENTRANT AGREES TO INDEMNIFY, RELEASE AND HOLD HARMLESS SPONSOR AND ITS PARENT, AFFILIATE AND SUBSIDIARY COMPANIES, THE FACEBOOK PLATFORM, ADMINISTRATOR, ADVERTISING AND PROMOTIONAL AGENCIES, AND ALL THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS FROM ANY LIABILITY, DAMAGES, LOSSES OR INJURY RESULTING IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, FROM THAT ENTRANTíS PARTICIPATION IN THE SWEEPSTAKES AND THE ACCEPTANCE, USE OR MISUSE OF ANY PRIZE THAT MAY BE WON. SPONSOR AND ITS PARENT, AFFILIATE AND SUBSIDIARY COMPANIES DO NOT MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, AS TO THE CONDITION, FITNESS OR MERCHANTABILITY OF THE PRIZE. SPONSOR AND ITS PARENTS, SUBSIDIARIES, AFFILIATES, ADVERTISING AND PROMOTIONAL AGENCIES, AND ALL THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS DISCLAIM ANY LIABILITY FOR DAMAGE TO ANY COMPUTER SYSTEM RESULTING FROM ACCESS TO OR THE DOWNLOAD OF INFORMATION OR MATERIALS CONNECTED WITH THE SWEEPSTAKES.

PUBLICITY

By participating, each entrant grants Sponsor permission to use his/her name, likeness or comments for publicity purposes without payment of additional consideration, except where prohibited by law.

CONTEST SPONSORS

This Sweepstakes is sponsored by:

SeaComm Federal Credit Union
30 Stearns Street
Massena, NY 13662

Any questions regarding this Contest should be directed to marketing@seacomm.org.

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Visa Platinum Cash Back
Our no-frills, economical credit card for our members who want just the basics. This card is an ideal starter card for establishing credit or rebuilding a solid credit score. You are also eligible to earn "cash back" for card purchases, with money credited to your VISA account each December.

 
Visa Platinum Points
The Platinum VISA allows you to earn Points With every Card Purchase*. Earn one point for each $1 you charge on your SeaComm VISA Platinum with our ScoreCard Program. Use your points to purchase airline and travel services or quality merchandise.

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And with both our Platinum VISA cards...

Credit Lines can be as low as $250
No Annual Fee - You could save up to $45 over other credit cards.
Low EveryDay Rates - Save over other bank and store cards with a rate well below the national average.
25-Day Interest-Free Grace Period On Purchases - You have a minimum of 25 days without a finance charge on new purchases if you pay the total "new balance" on your monthly statement each month by the due date.
No Cash Advance Or ATM Fees** - You can get advances 24-hours a day, with no SeaComm fee, from any ATM displaying the VISA logo.
Free Travel Insurance Coverage - When you charge tickets on any common carrier (airline, train, ship, or bus), you're automatically covered to $250,000 with VISA Platinum Cash Back or $1,000,000 with Visa Platinum Points.
Additional Services - Emergency card replacement, cash advances up to $300 per day at any ATM, the benefits of extensive VISA travel services and optional insurance for auto rental damages.

Verified by Visa is the easy new way to enjoy added security for all your online Visa card purchases. Learn more about it here.

Visa Application & Disclosure
Visa Limit Increase / Balance Transfer Applications

*Cash advances and VISA checks are not card purchases

** Some institutions may charge you if you use their ATM. Avoid these surcharges by not using these machines. ATMs must be identified with signs or screens disclosing surcharges

A copy of your credit card agreement can be made available to you
by contacting 800-764-0566.


Click here for more information on our security program and fraud monitoring.

 

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