SeaComm


Visa® Balance Transfer Promo

OFFICIAL SWEEPSTAKES RULES

The “2016 Visa® Chart Your Course!” Sweepstakes is sponsored by SeaComm Federal Credit Union (Sponsor). The sweepstakes begin September 1, 2016 and ends at 11:59 pm EST on December 31, 2016. The sweepstakes is governed by these official rules. Eligibility requirements and results of the sweepstakes are final in all respects. The sweepstakes is subject to federal, state and local laws and regulations and is void where prohibited by law.

ELIGIBILITY

The sweepstakes is open to legal residents of St. Lawrence, Franklin and Clinton counties of New York State who are eighteen (18) years of age or older, as of September 1, 2016 and who are physically located and reside in the United States. SeaComm Federal Credit Union employees and credit union volunteers, members of their immediate families or those residing in their households are not eligible to win. Immediate family is defined as spouse, parents and grandparents, children and grandchildren, brothers and sisters, mother and father in law, brothers and sisters in law, daughters and sons in law. Adopted, half and step members are also included under immediate family.

HOW TO ENTER

NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE 2016 VISA® CHART-YOUR-COURSE SWEEPSTAKES. There are two (2) ways to enter this Sweepstakes: 1) An automatic entry (one entry) in the sweepstakes is obtained by completing a $1,000 incremental balance transfer on to your current SeaComm Visa® credit card account during the timeframe of September 1, 2016 through December 31, 2016. The funds must be balance transferred and not purchases. 2) U.S. Mail: You may enter the Sweepstakes without a SeaComm Visa® credit card via U.S. Mail by hand-printing your name, address, city, state, ZIP code, and daytime and evening telephone numbers (including area code) on a 3" x 5" card, and mail, in a #10 envelope with postage affixed, to: SeaComm Visa® Chart-Your-Course Sweepstakes, Attn: Card Services Department, 30 Stearns Street, Massena, NY 13662. Mail-in entries must be postmarked and received no sooner than 9/1/16 and no later than 12/31/16 in order to be eligible. Mail-in entries are limited to one entry per day, per person. Entries that are mechanically reproduced, copied, illegible, incomplete, postage-due or inaccurate and entries by any means which subvert the entry process are void. Entries become the property of the Sponsor and will not be acknowledged or returned. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsor’s sole discretion. Proof of mailing does not constitute proof of delivery.

NOTIFICATION

On or about January 6, 2017, the winner will be randomly selected and contacted using account contact information provided and will be required to sign and return an Affidavit of Eligibility, Liability/Publicity Release and/or rights transfer document within fifteen (15) calendar days of prize notification. If any potential winner cannot be contacted within ten (10) calendar days of first notification attempt, if any prize or prize notification is returned as undeliverable, if potential winner rejects his/her prize or in the event of noncompliance with these Sweepstakes rules and requirements, such prize will be forfeited and may be awarded to another Submission. Upon prize forfeiture, no compensation will be given. Limit one (1) prize per person or household.

PRIZE

One (1) grand prize winner will receive a Trip for two, to a destination of their choice, including: Roundtrip airfare for two from most major gateways in the U.S.; up to 7 nights stay with accommodations. Final destination to be chosen by winner; total trip package must not exceed $5,000. Some restrictions apply. Travel dates and accommodations are subject to availability, and blackout dates will apply over holidays and special events. The trip has no cash value, and it is non-transferrable and non-refundable. Travel must be booked through First Choice Travel, 265 W. Main St., Malone NY, 12953 and by contacting travel1990@hotmail.com, (518) 483-8653 or toll free (888) 816-7016. Advance reservation is required. Valid Passport and Visas for travel may be required, and will be at the winner’s responsibility and expense. Winner will receive a Form 1099 from the sweepstakes administrator for the total value of prize. Prize is non-transferable. No substitutions or cash redemptions. Taxes (including all federal, state and local taxes), meals, gratuities, travel upgrades, or any other expenses not specifically listed herein are the responsibility of winner. Winner must travel within one year of notification of prize, or prize will be forfeited. Winner and travel companion must travel on the same itinerary. Travel companion must be 21 years of age or older as of date of travel. If winner or travel companion declines to participate in any component of the prize package, that portion shall be forfeited and no substitute component shall be provided. Sponsor is not liable for delays, cancellation or unforeseen events related to the flights. Sponsor will not replace any lost, mutilated, or stolen tickets, travel vouchers or certificates. Actual value of prize may vary depending on air flight fluctuations and distance between departure and destination. Winner will not receive difference between actual and approximate retail value. Winner and travel companion must sign photo & video release form for Sponsor’s marketing purposes.

Winner and travel companion will be solely responsible for obtaining any recommended vaccinations prior to embarking on the prize package. For a schedule of vaccinations recommended by the Center for Disease Control, please visit: http://www.cdc.gov/vaccines/schedules/

ADDITIONAL LIMITATIONS

Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives are not responsible for any typographical or other errors in the offer or administration of the Sweepstakes, including, but not limited to, errors in any printing or posting or these Official Rules, the selection and announcement of any winner, or the distribution of any prize. Any attempt to damage the content or operation of this Sweepstakes is unlawful and subject to possible legal action by Sponsor. Sponsor reserves the right to terminate, suspend or amend the Sweepstakes, without notice, and for any reason, including, without limitation, if Sponsor determines that the Sweepstakes cannot be conducted as planned or should a virus, bug, tampering or unauthorized intervention, technical failure or other cause beyond Sponsor’s control corrupt the administration, security, fairness, integrity or proper play of the Sweepstakes. In the event any tampering or unauthorized intervention may have occurred, Sponsor reserves the right to void suspect entries at issue. Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives, and any telephone network or service providers, are not responsible for incorrect or inaccurate transcription of entry information, or for any human error, technical malfunction, lost or delayed information or data transmission, omission, interruption, deletion, line failure or malfunction of any telephone network, computer equipment or software, the inability to access any website or online service or any other error, human or otherwise.

INDEMNIFICATION AND LIMITATION OF LIABILITY

BY ACCEPTING A PRIZE, WINNER ACKNOWLEDGES A COMPLETE UNDERSTANDING OF THE RISKS INVOLVED WITH THE PRIZE AND IN PARTICIPATING AND ENGAGING IN THE ACTIVITIES ASSOCIATED THEREWITH, INCLUDING BUT NOT LIMITED TO LIABILITY FOR PERSONAL INJURY, PROPERTY DAMAGE, DEATH, ILLNESS OR ACCIDENT. WINNER ALSO UNDERSTANDS THAT THE RELEASED ENTITIES (DEFINED BELOW) HAVE NOT AND WILL NOT OBTAIN OR PROVIDE INSURANCE OF ANY KIND RELATING TO THE PRIZE AND THAT WINNER WILL BE RESPONSIBLE FOR OBTAINING AND PAYING FOR ANY FORM OF INSURANCE RELATING TO THE PRIZE, INCLUDING ANY LIFE, TRAVEL, ACCIDENT, PROPERTY OR OTHER INSURANCE RELATIVE TO WINNER’S USE OF THE PRIZE.

BY ENTERING THE SWEEPSTAKES, EACH ENTRANT AGREES TO INDEMNIFY, RELEASE AND HOLD HARMLESS SPONSOR AND ITS PARENT, AFFILIATE AND SUBSIDIARY COMPANIES, THE FACEBOOK PLATFORM, ADMINISTRATOR, ADVERTISING AND PROMOTIONAL AGENCIES, AND ALL THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS FROM ANY LIABILITY, DAMAGES, LOSSES OR INJURY RESULTING IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, FROM THAT ENTRANT’S PARTICIPATION IN THE SWEEPSTAKES AND THE ACCEPTANCE, USE OR MISUSE OF ANY PRIZE THAT MAY BE WON. SPONSOR AND ITS PARENT, AFFILIATE AND SUBSIDIARY COMPANIES DO NOT MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, AS TO THE CONDITION, FITNESS OR MERCHANTABILITY OF THE PRIZE. SPONSOR AND ITS PARENTS, SUBSIDIARIES, AFFILIATES, ADVERTISING AND PROMOTIONAL AGENCIES, AND ALL THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS DISCLAIM ANY LIABILITY FOR DAMAGE TO ANY COMPUTER SYSTEM RESULTING FROM ACCESS TO OR THE DOWNLOAD OF INFORMATION OR MATERIALS CONNECTED WITH THE SWEEPSTAKES.

PUBLICITY

By participating, each entrant grants Sponsor permission to use his/her name, likeness or comments for publicity purposes without payment of additional consideration, except where prohibited by law.

SWEEPSTAKES SPONSORS

This Sweepstakes is sponsored by:

SeaComm Federal Credit Union
30 Stearns Street
Massena, NY 13662

Any questions regarding this Sweepstakes should be directed to marketing@seacomm.org.

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Visa Platinum Cash Back

Our no-frills, economical credit card for our members who want just the basics. This card is an ideal starter card for establishing credit or rebuilding a solid credit score. You are also eligible to earn "cash back" for card purchases, with money credited to your VISA account each December.

 

Visa Platinum Points

The Platinum VISA allows you to earn Points With every Card Purchase*. Earn one point for each $1 you charge on your SeaComm VISA Platinum with our ScoreCard Program. Use your points to purchase airline and travel services or quality merchandise.

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And with both our Platinum VISA cards...

EMV Chip Card FAQs
Credit Lines can be as low as $250
No Annual Fee - You could save up to $45 over other credit cards.
Low Everyday Rates - Save over other bank and store cards with a rate well below the national average.
25-Day Interest-Free Grace Period On Purchases - You have a minimum of 25 days without a finance charge on new purchases if you pay the total "new balance" on your monthly statement each month by the due date.
No Cash Advance Or ATM Fees** - You can get advances 24-hours a day, with no SeaComm fee, from any ATM displaying the VISA logo.
Free Travel Accident Insurance Coverage - When you charge tickets on any common carrier (airline, train, ship, or bus), you're automatically covered to $250,000 with VISA Platinum Cash Back or $1,000,000 with Visa Platinum Points.
Additional Services - Emergency card replacement, cash advances up to $300 per day at any ATM, the benefits of extensive VISA travel services and optional insurance for auto rental damages.
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*Cash advances and VISA checks are not card purchases

** Some institutions may charge you if you use their ATM. Avoid these surcharges by not using these machines. ATMs must be identified with signs or screens disclosing surcharges

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by contacting 800-764-0566.


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