Certificates
SeaComm understands that members have different savings needs. Some
prefer short-term maturity with investment flexibility while
others prefer to deposit their funds for a longer term to
optimize dividends. SeaComm's Certificates provide an excellent
way to maximize dividends while investing funds for a fixed
period of time.
You can select a SeaComm Certificate with the rate
and term that will meet your individual needs and earn a competitive
dividend rate. A SeaComm Certificate allows you to invest
the dividends earned during the term of the certificate -
so you actually earn dividends on your dividends. Or, if you
prefer, you may choose to have the dividends transferred to
your savings
account on a monthly basis or at maturity.
- Dividends are calculated daily and credited monthly based on your
daily balance.
- Youth Saver Certificates are available for younger members
aged 18 or under
A SeaComm Certificate may be opened in minutes at any branch
or by calling a Member Services Representative at 1-800-764-0566.
SeaComm mails you a maturity notice when your certificate
is about to mature and can automatically renew your current
certificate at the dividend rate
in effect at renewal. There is no need to worry about new
paperwork or signatures. Everything is completed for you.
All SeaComm deposit accounts are federally insured to at least $100,000
by the National Credit Union Administration (NCUA), a U.S.
Government Agency.
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