Overdraft Privilege

Why be just a member when you can be privileged? Overdraft Privilege is here for you!!

There may be times when the checks you've written add up to more money than is in your account. We can save you the expense and embarrassment of having your checks returned. The Overdraft Privilege does just that.

As long as you maintain your account in good standing, SeaComm may elect to pay your overdraft checks rather than returning them unpaid.

You will be charged service fees for insufficient funds as appropriate. Checks that are paid through the Overdraft Privilege enable you to avoid the additional expense of another fee charged by the business to whom the check was returned.

As with all new services for our members, we realize that Overdraft Privilege is not for everyone. If you would prefer not to be included in our Overdraft Privilege program, please print out the Opt Out form listed below and mail it in to us.

Opt Out Form (PDF format)

Financial Planning Information

Personal Budget Planner
Eight Simple Steps for Balancing your Checkbook
Seven Steps to Better Money Management
Effective Strategies for Saving
Debt Reduction Strategies

Phone Solicitation...
Is it really from SeaComm?

Have you received a phone call from someone, be it on your cell phone or home phone, claiming to be a SeaComm representative trying to sell you something, or get credit card information from you?  If you have, then you were a potential victim to an identity theft scam!

THIS IS NOT A CALL FROM SEACOMM!

SeaComm will never contact you to update your personal information, try to solicit enrollment into a program or survey our membership over the phone or through an e-mail.  If you receive such calls, hang up and contact us immediately.