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This is a convenient way to manage your debt level and payments, reduce your interest expense, set up a line of credit or arrange for the payment method that you prefer.
Select your payment method from payroll deduction or direct deposit, automatic transfer from your accounts, make your payment through the Home Branch or SmartLine audio response. Of course, you may always pay by mail or in person. In addition, your home equity loan may be tax deductible.*
We offer disability and life insurance payment protection plans on most of our loans. Call us or stop in at any convenient location and learn about the SeaComm home equity loan that is right for you.
* Check with your tax advisor about any tax deduction.
Equity Advantage Line of Credit
- A convenient line of credit available when you need it
- Free checks provided for easy access
- Rates as low
as Prime*
- Borrow up to 100% of appraised value less any outstanding
mortgage
- No closing costs with a line of $15,000 or more
*The rate may vary
annually or quarterly based on the product selected and will be based on the highest Prime Rate as
published in the Wall Street Journal on the last day of
each month, effective the following day.
Fixed Rate Home Equity
- Fixed rate is
ideal for a one-time equity advance
- Borrow up to 100% of appraised value less any outstanding
mortgage
- No closing costs on loans of $20,000 or more
- Longer term loans are available
- Loans available in St. Lawrence County and Franklin County,
New York
Mortgage
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