Home Mortgages

Applying for a mortgage loan at SeaComm Federal Credit Union is quick, easy and hassle-free. You'll also appreciate the wide range of programs and services we offer, which include flexible terms and no prepayment penalties.

  • Fixed and adjustable rates
  • Primary and secondary residences
  • Refinance of existing mortgages
  • Loans up to $500,000
  • No down payment options
  • Rate locks available
  • No prepayment penalties
  • Affordable closing cost and no closing cost programs

Homeowners Advantage

SeaComm is now able to help more members realize the American dream of home ownership due to our partnership with Homeowners Advantage, the mortgage processing assistance center. Every home buyer has a different need so we've expanded the types of mortgages available to our members. Whether buying or refinancing a home, the lending professionals at SeaComm are ready to assist and advise you regarding the best possible loan product to fit the needs of your family.

  • FHA loans with as little as a 2.25% down payment
  • VA loans with 0% down for qualified veterans
  • 100% financing on purchase of primary residence
  • Equity loans up to 100% of the value of the home
  • No income verification mortgages
  • Investment property loans are available
  • Nonconforming loans for damaged credit and bankruptcy

Why wait? Click here to start your mortgage application!

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eServices
Rates
Annual Percentage Yield
Primary Share
.50%
Share Certificates
$1,000 minimum
1 year
1.11%
18 months
1.20%
2 years 1.43%
30 months 1.78%
3 year 2.02%
4 year 2.25%
5 year 2.49%
$2,500 Minimum
6 months 1.02%
90 days .50%

You may also be eligible for our Loyalty Rewards Program.  Call us today to learn how you could increase your certificate rate by up to .50%!
Loan APRs as low as
2009 & newer* 3.99%**
2008 * 4.99%**
2007* 5.49%**
RVs* 3.99%**
Visa 8.99%
Signature Loan* 9.00%
Rates subject to change.
* Rate based on 60 month term.
** With member rewards discounts applied.
For all our rates click here.

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The SeaComm FCU web sites are for the use and convenience of the members of SeaComm FCU and other interested parties. Individuals attempting to use these web sites for unlawful purposes will be prosecuted to the full extent of the law.

Routing & Transit Number
2213 7653 9
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, A U.S. Government Agency
Federally insured by NCUA