Accel Members Financial Counseling
Budget$mart, FREE, easy-to-use software to help you manage money more effectively.
CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account.
President and CEO Message
Message from the CEO Regarding Card Compromises, Cyber Attacks and
September 8, 2014
It seems that there are more and more reports in the news of data breaches, identity thefts, phishing schemes and cyber‐attacks. Just last week an unnamed nationwide merchant only heightened our awareness. Be assured that we take the necessary proactive precautions available to us, to ensure the integrity of our internal data operating system. At the same time, we work with our members who have experienced external compromises to minimize any inconvenience due to fraudulent activity.
It is important that we let our members know; it isn’t SeaComm, nor is it our own internal operating system, which has caused these recent issues. Retailers and payment system companies need to increase their own vigilance in protecting its customer’s vital debit and credit information by increasing their own data security standards. Unfortunately, the consumer and financial institutions like us are the ones who feel the direct effect of these types of compromises. We are the card issuer and therefore are ultimately the one who deals directly with our member to assist them in resolving these types of issues and concerns.
Members carrying our VISA logo debit and or credit card in conjunction with our zero‐liability policy enables them the peace of mind in knowing we will work with them to ensure any issue pertaining to fraud is resolved. It is important that when fraudulent charges appear to notify us immediately. We will then begin the dispute process and provide provisional credit for those charges.
As a best practice we ask that you monitor your accounts regularly for suspicious activity via NetTeller, Mobile, Smartline or by calling us to ensure all charges incurred are legitimate. And, never give out your financial information unless you are absolutely positive you are communicating with us directly. This due diligence is an important process in the partnership between us.
Once we know someone has had an issue, we can block their current card to ensure no additional fraudulent charges occur and immediately reissue a new debit card right in one of our retail branches. We understand how inconvenient it can be without a debit or credit card and we want to make it a top priority to ensure they are able to continue to conduct business as seamless as possible.
If you have any questions or need additional information, please do not hesitate to contact us at 1-800-764-0566, so we can work with you to immediately begin to resolve those issues.
Scott A. Wilson
President & Chief Executive Officer
Do you answer “YES” to any of these questions?
Are you getting sticker shock while shopping for a new or used vehicle? Are you “lowering your standards” to get
the vehicle payment you want? Is buying less than what you really want the solution? Do you have a “dream vehicle”
you think you can’t afford?
STOP DREAMING....we have the solution for you!
The DrivingSense™ vehicle financing program will put you behind the wheel
of that new or used car, van or light
truck you want with a monthly payment you can afford. Like a lease, DrivingSense™ offers monthly payments
are considerably lower than conventional financing. But, unlike leasing, with DrivingSense™ financing, you
own the vehicle without all the hassle or
hidden costs associated with leasing!
All current year and previous model cars, vans and light trucks (up to five years used) qualify. Discover the advantages of DrivingSense™ for yourself!
- No first or last payment or money due at signing
- Vehicle upgrade potential
- Vehicle ownership flexibility
- No capitalization fees
- No application or acquisition fees
- No early payoff penalty
- Mileage options of 12,000, 15,000 or 18,000 per year available
- Option to sell, trade, finance or return vehicle at loan maturity
For more information about DrivingSense™, call or visit any one of our convenient SeaComm locations today, or
click on the logo above to go to the DrivingSense™ CarBuilder™ calculator to see for yourself how low your vehicle
loan payment will be......You’ll love it!
Platinum Cash Back
Our no-frills, economic credit card for the member who wants just the basics. This card
is an ideal starter card for establishing credit or rebuilding a solid credit score. You are also eligible to earn "cash back" (up to a 1% rebate) on card purchases, with money credited to your VISA account each December.
This VISA card allows you to earn "points" with every card purchase. Earn one point for each $1 you charge on your SeaComm Platinum VISA with our ScoreCard Program. Use your points to purchase airline and travel services or name-brand electronics, home furnishings, appliances, toys, sporting goods and much more!
Click here to browse our online catalog!
Attractive card features:
- Credit lines can be as low as $250;
- No Annual Fees: This is a potential savings of up to $45 over other credit cards.
- Low Every Day Rates: Save over other bank and store cards with a rate well below the
- 25 Day Interest-Free Grace Period: You have a minimum of 25 days without a finance
charge on new purchases if you pay the total “new balance” on your monthly statement each
month by the due date.
- No Cash Advance or ATM Fees: You can get advances 24 hours a day with no SeaComm
fee, from any ATM displaying the VISA logo.
- Free Travel Insurance Coverage: When you charge tickets on any common carrier (airline,
train, ship or bus) you’re automatically covered to $250,000 with VISA Platinum Cash Back or
$1,000,000 with VISA Platinum Points
- Additional Services: Emergency card replacement, cash advances up to $300 per day, at
any ATM, the benefits of extensive VISA travel services and optional insurance for auto rental