Our Members' Privacy is of Highest Priority Here
SeaComm Federal Credit Union does not sell our membership
list to marketers or any other outside source. Your business
is safe and secure here at the Credit Union and your privacy
is of the utmost importance to us. If you would like more
information regarding your privacy at the Credit Union, please
review the following privacy statement. You may also call
our Member Services Department at (315) 764-0566 or email
us at pobox@seacomm.org.
If you would like to read our complete privacy policy, Privacy
Policy for the Protection of Nonpublic Personal Information
is available online in Adobe .PDF format.
Privacy Disclosure
We value the trust that you place in us and in this online service.
The purpose of our privacy policy is to protect the privacy
and confidentiality of your personal information. No action
can be taken involving member data without the prior consent
of the financial institution.
Commitment to Consumer Privacy
We recognize and respect that members
expect privacy and confidentiality in all dealings with our
Credit Union, and we pledge that we will take the steps necessary
to protect the privacy of information shared with the Credit
Union.
Collection and Use of Consumer Information
Our Credit Union collects,
uses and retains information about individual members when
it is a necessary part of providing our products and services.
We never use personally identifiable data without the member's
permission.
Maintenance of Accurate Information
We have established procedures
to ensure that a member's financial information is accurate,
current and complete in accordance with reasonable commercial
standards. Our staff also responds to requests to correct
inaccurate information in a timely manner.
Limiting Employee Access to Information
We limit employee access
to information to those with a business reason for knowing
such information. We educate our employees on the importance
of maintaining member confidentiality, and we enforce our
privacy policies with appropriate disciplinary procedures.
Information Security
We operate secure data networks protected by
industry standard firewalls, encryption and password protection.
The Credit Union enforces security procedures to protect confidential
information from loss, misuse or alteration.
Restrictions on Use and Sharing of Personal Information
We will not
reveal specific information about member accounts or other
personally identifiable data to unaffiliated third parties
for their independent use except as follows:
1.when the information is required to complete a transaction
initiated by the member;
2.when the member requests it;
3.when disclosure is required by law (e.g. subpoena, investigation
of fraud, etc.); or
4.when the member has been informed about the possibility
of disclosure for marketing or similar purposes through a
prior communication, and the member is given the opportunity
to decline or "opt out."
Business Relationships with Third Parties
We agree that we will
not share information with third parties that do not adhere
to similar privacy principles and practices for keeping such
information confidential.
Children's Online Privacy
The law requires parental consent to collect
or use information from a child under 13. If you are a child
under 18 years of age, please show this to your parents, and
do not use the online services of this institution without
disclosure to parents and verifiable parental consent pursuant
to the requirements of the Children's Online Privacy Protection
Rule.
Our Online Privacy Practices
Keeping financial and personal information secure is one of our most important responsibilities. We value your trust and handle personal information with care, and SeaComm Federal Credit Union is committed to protecting the information of members and visitors who use our website.
As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you with information about other services.
Secure Transmissions
SeaComm Federal Credit Union does not currently provide online forms or applications that would require you to enter and submit non-public personal information from our website.
E-mail Security
Regular Internet e-mail is not secure. You should never provide any information that is sensitive or confidential using regular e-mail, and we ask that when sending e-mail correspondence to SeaComm Federal Credit Union, you do not include non-public personal information or account Information.
Cookies
A cookie is a small piece of information that a website stores directly on the computer you are using. Cookies can contain a variety of information, from a simple count of how often you visit a website to information which allows customization of a website for your use. SeaComm Federal Credit Union may use cookies to gather data about the usage of our website and to ensure that you have access to your account information. Anytime a cookie is used, personal information is encrypted for our use only and is protected from third party access (a cookie cannot be read by a website other than the one that sets the cookie).
Linking to Other Sites
To provide you with greater access of information, we may provide links to non-SeaComm Federal Credit Union companies, such as mortgage or insurance companies. While SeaComm may have a business referral relationship with the company whose website may be accessed from ours, privacy and security policies of non-SeaComm Federal Credit Union websites may differ from those practiced by the credit union. We do not control any of these sites and are not responsible for the availability, content, privacy, or security of these sites. While we hope these organizations join us in respecting your privacy, and while we do attempt to monitor these sites to maintain our high standards, we offer these links only as a convenience to our members. If you choose to link to one of these sites, we strongly suggest that you review their privacy statement, especially prior to entering any non-public personal information. Please note that SeaComm Federal Credit Union does not represent either the third party or the member if the two enter into a transaction.
Disclosure of Privacy Principles
We post our privacy policy
at our business locations and on our web site. For more information
about our privacy practices, contact us or review the information
in its full Adobe PDF format (Adobe Acrobat required for viewing) Privacy Policy for the Protection
of Nonpublic Personal Information.
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